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Insurance companies have changed the way they look at cigar smokers in the past 3 years. If you do not smoke cigarettes, but smoke cigars you can get a non smoker rate on your life insurance. Carriers will even allow you to smoke the cigar during the health exam! The only requirement is that you DISCLOSE that you are a cigar smoker. It is that easy. To save up to 70% from your current SMOKER RATED policy, please fill out the form below and an insurance professional will call you. Thank you for your time.